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Tips for Buying an Engagement Ring

Buying an engagement ring is usually an exciting process, but it can be challenging too. But with a bit of preparation and some essential tips to guide you, nailing that perfect piece should come easier.

Deciding on Your Budget

Marriage and building a new life with someone can be expensive, but by buying an engagement ring you can afford, you can reduce all that financial stress and anxiety. It’s time to forget about those archaic rules. Instead, let it be about your partner and your forever as a couple.

Her Preferences and Lifestyle

This is easy peasy – just notice the other jewelry she wears. Gold or silver? Basic or elaborate? Also consider her clothing style. For example, if floral dresses are her thing, an ornate ring might appeal to her. If she’s more of a sharp and sleek dresser, for example, you should get her something like a platinum beveled ring. As far as her lifestyle is concerned, if she’s the active, outdoorsy type, get her a bezel or flush setting so the diamond won’t bulge out as much as with other styles.

Diamond Essentials

The following are the four C’s of diamonds – Cut, Color, Clarity and Carat – which basically dictate the gem’s quality and beauty:

Cut – This is the first definer of a diamond’s beauty.

Color – Pick a diamond in the G-I range, meaning, nearly colorless. These diamonds are far cheaper than the completely colorless ones in the D-F range, and the naked eye won’t be able to notice the difference.

Clarity – When it comes to what actually makes a difference to the naked eye, clarity is offers the best value.

Carat (Weight)- After assessing a diamond according to the first three C’s, find the biggest carat that you can afford.

Of course, you need to ask for a lab certification on any diamond you’re considering, but take note that not all diamond certificates are equally reliable. The two most trustworthy laboratories are the GIA and AGS.

Choosing the Right Metal

Your main choices of setting metal include platinum, white gold, yellow gold and rose gold. Compared to yellow gold, white gold costs far less and is also easier to take care of as opposed to platinum. When deciding between 14K and 18K gold, take note that their difference has something to do with their alloy composition, where 18K has 75% gold while 14K has 58%. More people go for 14K gold since it’s less expensive but just as beautiful, and it’s even slightly more durable (gold alone is a soft metal).

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